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Plaintiff Funding
Plaintiff Funding from Covered Bridge Capital is an investment in a lawsuit alongside the plaintiff. We provide the money you need today to cover immediate expenses; in return for your promise to repay us when your lawsuit is over—assuming you win. The decision to invest in your lawsuit is made by Covered Bridge Capital’s underwriters and not your attorney. If you lose your lawsuit, you still get to keep the money we’ve given you. This is the benefit of non-recourse funding.
What You Need to Know
As a client of Covered Bridge Capital, we are dedicated to making the plaintiff funding process easy and hassle-free. Before obtaining a monetary advance on your lawsuit here are some things to consider first:
- 1. Don’t do it until you’ve explored all your other financial options, including “borrowing” from family and friends.
- 2. Don’t be surprised if your lawyer tried to talk you out of it. “Borrowing” against your case can be very expensive and therefore a potentially bad financial decision. Make sure you really need the money before you “borrow” it.
- 3. Recognize that the longer it takes for you case to conclude, the more money you will ultimately be required to repay the funding company. In other words, try to avoid “borrowing” too early in your case.
- 4. If you do “borrow” against your case, know that your attorney has an ethical obligation to honor your agreement with the funding company. That means you cannot later ask your attorney to ignore the funding company’s lien.
- 5. You should know that the funding company determines how much money, if any, it will advance to you. This decision is not up to your attorney.
Our Funding Process
Here is an overview of Covered Bridge Capital’s litigation funding process:
Funding Steps –
- Step 1- Contact us by phone, e-mail, or complete our simple online application. We will ask for information to begin our review process.
- Step 2- Within 48 hours of receiving your case information from the attorney’s office, we will inform you of our potential interest to invest in your lawsuit.
- Step 3- If we decide to invest in your lawsuit, we will ask you and your attorney to sign a very short contract. To save time, all transactions can be done via email or fax. The contract includes a 7-day right of cancellation.
- Step 4- We prepare your case for consideration by our investment committee and underwriters. Our decision to invest in your lawsuit is based primarily on the merits of your case and not other factors like your employment history or credit score.
- Step 5- Once the signed contract is returned to us, we will transfer the money to you immediately by Western Union or bank wire, or the following day by debit card.
- Step 6- If you win your lawsuit, your attorney will pay us out of the proceeds of your victory before paying you the balance. If your case is unsuccessful, you still keep the money we have given you.
Important Facts
- A lawsuit advance is not a loan; but rather an investment by Covered Bridge Capital in your case. NOTE: In the State of South Carolina, a lawsuit advance is deemed a loan.
- The funding is structured as a non-recourse transaction, meaning that your obligation to repay Covered Bridge Capital is completely extinguished in the event of a defense verdict.
- The advance is best described as the purchase of a portion of the proceeds that may flow from a case or action.
- Litigation funding is not always right for every client and should be sought only after all other sources of funds have been exhausted.
- Since our investment only pays off if the case succeeds, it is treated as high risk with a commensurate high rate of return.
Our Funding Process
Covered Bridge Capital’s litigation funding process:
Funding Steps –
- Step 1- Contact us by phone, e-mail, or complete our simple online application. We will ask for information to begin our review process.
- Step 2- Within 48 hours of receiving your case information from the attorney’s office, we will inform you of our potential interest to invest in your lawsuit.
- Step 3- If we decide to invest in your lawsuit, we will ask you and your attorney to sign a very short contract. To save time, all transactions can be done via email or fax. The contract includes a 7-day right of cancellation.
- Step 4- We prepare your case for consideration by our investment committee and underwriters. Our decision to invest in your lawsuit is based primarily on the merits of your case and not other factors like your employment history or credit score.
- Step 5- Once the signed contract is returned to us, we will transfer the money to you immediately by Western Union or bank wire, or the following day by debit card.
- Step 6- If you win your lawsuit, your attorney will pay us out of the proceeds of your victory before paying you the balance. If your case is unsuccessful, you still keep the money we have given you.
Important Facts
- A lawsuit advance is not a loan; but rather an investment by Covered Bridge Capital in your case. NOTE: In the State of South Carolina, a lawsuit advance is deemed a loan.
- The funding is structured as a non-recourse transaction, meaning that your obligation to repay Covered Bridge Capital is completely extinguished in the event of a defense verdict.
- The advance is best described as the purchase of a portion of the proceeds that may flow from a case or action.
- Litigation funding is not always right for every client and should be sought only after all other sources of funds have been exhausted.
- Since our investment only pays off if the case succeeds, it is treated as high risk with a commensurate high rate of return.
Apply and learn why Covered Bridge is the smart choice when picking the right plaintiff funding company.
Testimonials
DJ’s services have saved families as well as individual clients when there were in need. I am glad to know DJ and deeply appreciate his work.
Sean Gamble Esq. Friedman Rubin, Trial Lawyers
Whenever I have a client who is in a bind financially during the course of a case, Covered Bridge has been there to provide the funds they need, fast, to make it to the end of the case. I recommend their services highly to all my colleagues
Geoffrey A. Levy Esq. The Levy Firm
Covered Bridge Capital has been a wonderful asset to our firm’s clients. They provide much needed funding at extremely competitive rates. I recommend them to all of my clients.
Thomas H Wing Esq. McMenamin & Wing
Two words to describe Megan Noll "OUTSTANDING"... I couldn’t recommend Megan Noll more strongly. Megan (and her staff) have the highest integrity, is proactive for their clients, and has incredible knowledge of forwarding preparation documents to certain staff departments, follows up impeccably, accessible and is really nice when it comes to communication with clients. Also, Megan and her staff have been terrifically proactive, as well as expert in their field, and vigorously helping those that are in need to stay afloat with outstanding terrifically responsive and results.
Dwayne A
They were great, DJ and Covered Bridge Capital really came through and helped not only me, but also my family A LOT as I was going through my litigation process. My family, and I really appreciated the help and support! Very professional and respectful team of staff.
Josh B
Let’s start off with this place is fantastic I’ve been working with Sharon Altman and she goes above and beyond every single time and she makes sure you fully understand the process before proceeding I’d highly recommend this business
Ethan H
Covered Bridge helped me during a very difficult time, and I would highly recommend them. I especially can't thank Robyn Levin enough! She went above and beyond to assist me, and her kindness and compassion will always be remembered and appreciated! She is a true professional, and she truly cares about her clients! Thank you so much Robyn!
Christa I
This place deserves 10 stars!! My representative is so professional and has a phenomenal caring and concern heart. She absolutely made me feel comfortable to tell her my situation of hardship that I am facing. Thank you so much Ms.Sharon!!
Corinne K
I am thoroughly pleased with the kind and rapid service Melissa Pennington was the greatest she was pleasant and always answered all my E-mails in a timely manner I have been going through Covered Bridge Capital for over a year and I highly recommend them.
Crystal M
Covered Bridge has been a Godsend. Robyn and John were so very nice and helpful. They were able to help me get repairs done that I otherwise would not have been able to do. I highly recommend them for anyone in a tight spot.
Heather W
I was very happy and pleased with how they helped me. They did a great job explaining everything clearly and efficiently and working with me on what I needed done.
Laura M
Fabio and Karen were great. The whole process took less than 24 hours, unbelievably fast. Very informative when going over loan guidelines and was such a blessing.
Patty D
I can’t express the gratitude I feel with the help from Covered Bridge Capital..... I was in a bad jam and they had my back.
Evey J
Melissa is the best!!!! I really didn't know how I was going to pay my rent didn't know what was going to happen to me and my 3 year old daughter. Melissa is truly my angel here on earth thank you so much for everything now I know we still have our home thanks to Covered Bridge capital and staff thank you thank you.
Sharneice D
I did a lot of research into a lot of companies out there that offer these types of advances. I dealt with Megan Noll, she is amazing, extremely professional and efficient! If I ever need an advance again, I will use Cover Bridge Capital for sure...
Michael W
Top to bottom, A-Z and hands down THEE most UPFRONT and EFFICIENT people you can do business with and the definition of COURTESY clearly represented with everybody spoken too... Fabio and Karen a special thanks too.
Edward V
This company is a great company to do business with. Everyone was so friendly and pleasant to deal with. Fabio and Karen were amazing and made my experience a great one. Thank you again for everything!
Kanesha N
Such an efficient operation. Always on point to serve my needs
and grateful for my business.
Barrett B
For over 10 years, Covered Bridge Capital has been singularly focused on meeting the financial needs of plaintiffs involved in personal injury litigation and other related lawsuits.
Tom J Florida
For over 10 years, Covered Bridge Capital has been singularly focused on meeting the financial needs of plaintiffs involved in personal injury litigation and other related lawsuits.
Kate R Florida
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Pennsylvania:
100 West Germantown Pike Plymouth Meeting PA 19462
Licensed in Connecticut:
NMLS ID No. 1956262
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